The most common loyalty tracker isn't a SaaS product. It's a Google Sheet with a tab per programme and a quarterly reminder that nobody honours. Here's what changes when you stop maintaining it yourself.
The things we won't do
Every comparison page leads with privacy because it's the largest difference, not a footnote.
| Feature | Miles Mosaic | A spreadsheet |
|---|---|---|
| Privacy | ||
| No account linking We never connect to your loyalty accounts on your behalf. | Yes | Yes |
| No credentials stored We don't ask for or hold loyalty programme passwords. | Yes | Yes |
| No data sold or shared Your activity isn't packaged or sold to advertisers, partners, or data brokers. | Yes | Yes |
| Delete everything in one click From your settings, delete your account and all stored data — no support ticket required. | Yes | Yes |
The full comparison
Privacy, tracking, redemption help, pricing — everything in one table. Hover the i on any row for more context.
| Feature | Miles Mosaic | A spreadsheet |
|---|---|---|
| Privacy | ||
| No account linking We never connect to your loyalty accounts on your behalf. | Yes | Yes |
| No credentials stored We don't ask for or hold loyalty programme passwords. | Yes | Yes |
| No data sold or shared Your activity isn't packaged or sold to advertisers, partners, or data brokers. | Yes | Yes |
| Delete everything in one click From your settings, delete your account and all stored data — no support ticket required. | Yes | Yes |
| What it tracks | ||
| Elite-status progress to next tier Shows how close you are to the next tier across every programme you track. | Yes | With caveats: Possible, but every formula is yours to maintain. Possible, but every formula is yours to maintain. |
| 14+ airline & hotel programmes in one view All your loyalty programmes consolidated in a single dashboard. | Yes: 14 at launch, 30+ planned by Q4 2026. 14 at launch, 30+ planned by Q4 2026. | With caveats: Whatever you build by hand. Whatever you build by hand. |
| Redemption help | ||
| Award availability search Find redemption availability across airlines. | No: Out of scope for Miles Mosaic. Use a dedicated tool (seats.aero, point.me) for award search. Out of scope for Miles Mosaic. Use a dedicated tool (seats.aero, point.me) for award search. | No |
| Pricing | ||
| Free plan available Start without paying. | Yes: Explorer is free forever. Explorer is free forever. | Yes |
| Ad-free on paid plans Pro plans are ad-free. The free Explorer plan shows display advertising. | Yes: Pro is ad-free; Explorer (free) shows AdSense. Pro is ad-free; Explorer (free) shows AdSense. | Yes |
Which one is right for you?
A short, honest read on when each tool is the right choice.
When Miles Mosaic is the right choice
Miles Mosaic is the right choice when you want the maths done — accurately, against current programme rules, with alerts when status is at risk and projections that update as you log activity. Spreadsheets work great until a programme changes its tier thresholds (BA did, Delta did, FlyingBlue did) and your formula silently lies to you for a year.
When A spreadsheet is the right choice
A spreadsheet is the right choice when you have one or two programmes, you don't care about projections, and you genuinely enjoy the formula maintenance. There's a real beauty to a well-built tracker tab. We're not going to talk you out of it — we built Miles Mosaic for the case where you've outgrown that.
Frequently asked
Can I import from a spreadsheet?
Bulk paste of membership numbers + a CSV import for past flights/stays is supported. You don't lose your history.
What if I don't trust a SaaS with my data?
Reasonable. We don't store passwords or link to your accounts. You can export everything and delete in one click. Read the full privacy story.
Is there a free plan?
Yes. Explorer is free forever and covers the basics. Pro is $14.99/month for the simulator, analytics, and full programme support.
Try Miles Mosaic free
Explorer is free forever. Pro is $14.99/month with a 14-day trial. No card required.